Small Business Loans

As a small business owner, your most difficult task is to find the funds to operate and expand your business. Set aside your worries and let us assist you with this quick and hassle free scheme.

This exclusive product is specially designed for small and marginal businessmen, small traders/ retail traders, book stalls, service units like hotels, hospitals, bakeries, beauty parlors, small scale industry holders for the purpose of business operations expenditure. Apply for this loan and derive the advantages of simple documentation and swift processing and disbursement.

Purpose and quantum of Loan

For purchase of stock, machinery, equipment, etc. - 75% of total requirement up to maximum limit of Rs. 5.00 lakhs.

Security

Hypothecation of assets purchased from bank finance

Two acceptable guarantors

Collateral security of immovable property for loans sanctioned above Rs. 5.00 lakhs.

Adarsh Bank

Steered by the motto of Safety, Profitability and Liquidity, we at Adarsh Cooperative Urban Bank are into our 21st year of operation and have emerged as the one of the foremost and fast growing Banks in the cooperative banking sector of Andhra Pradesh, commanding a good standing and reputation among customers and banking community.