Educational Loans

Since education is the one of the most important investments of your life, utilize this loan to help you manage the rising costs of higher education and finance your educational needs. We render financial assistance to deserving and meritorious students undergoing higher studies in India or abroad. In case of minors, loans will be sanctioned jointly in the name of the student and the guardian.

Eligibility

Students who secure admission in a recognized university in India or abroad for their higher studies. 75% of total expenditure during the course of study including admission fee, tuition fee, books and equipments and maintenance.

Quantum of Loan

Subject to maximum amount of Rs. 10 lakhs for studies in India and Rs. 20 lakhs for studies abroad.

Repayment period

Maximum 60 months or depending on the duration of the course.

Security

Loans upto Rs. 5 lakh:Guarantee of two persons acceptable to the Bank

Loans above Rs. 5 lakh: Collateral security of immovable property having clear title and valued at minimum of 200% of the loan amount.

Offers

Special offers on your debit card.

Gold Loans Lower ROI of 11.75%

Adarsh Bank

Steered by the motto of Safety, Profitability and Liquidity, we at Adarsh Cooperative Urban Bank are into our 21st year of operation and have emerged as the one of the foremost and fast growing Banks in the cooperative banking sector of Andhra Pradesh, commanding a good standing and reputation among customers and banking community.