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Gold Loans

Easiest and quickest way to get liquidity for your immediate requirements and emergencies, this is an instant loan facility offered at competitive and attractive interest rates. This is a special scheme designed for your convenience wherein you can avail the loan by pledging your gold ornaments for any general purpose or expenditure.

 Quantum
Rs. 1900/- per (net) gram of sovereign gold (22 carat) up to maximum of Rs. 10,00,000/- per individual borrower.
  Repayment Period
Gold loans up to Rs. 1 lakh : One year with interest payable monthly at the end of every calendar month and principal within one year.
Gold loans above Rs. 1 lakh: Repayable in equated monthly installments over a period of one year or more upto maximum of three years depending upon income source and quantum of loan.
  Security
Pledge of gold ornaments/ jewellery. Gold coins are accepted but not bullion.

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Application Form
 
 
The Adarsh Co-Operative Urban Bank Ltd
MPR. Complex, Phase 1, IDA, Jeedimetala , Hyderabad, R.R. Dist., Telangana. Ph : 040-48681111, 23191851, 23191852. Fax : 040-23098833