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Educational Loans

Since education is the one of the most important investments of your life, utilize this loan to help you manage the rising costs of higher education and finance your educational needs. We render financial assistance to deserving and meritorious students undergoing higher studies in India or abroad. In case of minors, loans will be sanctioned jointly in the name of the student and the guardian.

  Eligibility
Students who secure admission in a recognized university in India or abroad for their higher studies. 75% of total expenditure during the course of study including admission fee, tuition fee, books and equipments and maintenance.
  Quantum of Loan
Subject to maximum amount of Rs. 10 lakhs for studies in India and Rs. 20 lakhs for studies abroad.
  Repayment period
Maximum 60 months or depending on the duration of the course.
  Security
Loans upto Rs. 3 lakh: Guarantee of two persons acceptable to the Bank
Loans above Rs. 3 lakh: Collateral security of immovable property having clear title and valued at minimum of 200% of the loan amount.

Repayment Period
Maximum 60 Months
 
 
The Adarsh Co-Operative Urban Bank Ltd
MPR. Complex, Phase 1, IDA, Jeedimetala , Hyderabad, R.R. Dist., Telangana. Ph : 040-48681111, 23191851, 23191852. Fax : 040-23098833